Bridging the Gap
Between Opportunity and Cash Flow
Unexpected business expenses can arise at any time—whether it’s a sudden repair, a cash flow gap, or an urgent inventory purchase. These disruptions can strain your budget and impact daily operations. That’s where our short-term funding solutions and flexible lines of credit come in—providing fast, reliable access to the capital your business needs to stay on track and keep growing.
Getting Funding
is easy!
Apply Online
Kick off the process with a simple online application, available 24/7 for your convenience.
Meet your Team
Discuss the final details, review the terms, and receive your funds in a timely manner.
We get straight to work
With our streamlined process, we can quickly determine your eligibility and loan terms.
How do I qualitfy for a
Business Loan?
To qualify for a funding, we consider a few key factors to ensure a streamlined and transparent process. Our goal is to provide access to financial assistance education for those that need capital to build and grow the business. Here are the typical qualifications you'll need to meet:
Have A Business
Business Address
Active Business Bank Account
Have A EIN
Business Phone
Get a Quick Decision
We understand that unexpected expenses can't be put on hold, which is why our streamlined application process and efficient review system are designed to provide you with a decision promptly. Once you've submitted your online application, our team works diligently to verify your information and assess your eligibility. Within a matter of hours, you'll receive a response, eliminating the stress and uncertainty of a prolonged waiting period.
With our commitment to swift decision-making, you can rest assured that your financial needs will be addressed promptly, allowing you to focus on resolving your pressing obligations without further complications.
500+
Satisfied Customers
20+
Years of Experiance
50+
Cities Covered
5M+
Funded
PRODUCTS LIST
Short-Term Cash Loans
These loans provide a quick infusion of cash to cover immediate expenses until your next paycheck arrives. With relatively small loan amounts and short repayment periods, usually a few weeks, they offer a temporary solution for unexpected bills or cash shortfalls.
Working Capital
Similar to short-term cash loans, payday advances are designed to bridge the gap between paydays. You can borrow a portion of your upcoming paycheck and repay the advance, plus fees and interest, when you receive your next paycheck.
Credit Cards
A cash advance allows you to borrow money against your credit card's available balance. Payday lenders may offer this service, providing you with immediate cash in exchange for fees and the promise to repay the advance from your next paycheck.
Private Lender
For those who own a vehicle outright, title loans allow you to use your vehicle's title as collateral for a short-term loan. The lender holds onto your title until the loan, plus interest and fees, is repaid.
Installment Loans
Unlike single-payment payday loans, installment loans from payday lenders are repaid over a longer period through scheduled installments. This can make larger loan amounts more manageable but also increases the overall interest paid.
Line Of Credit
Provides flexible access to funds when you need them most. This option offers a convenient way to borrow money, repay it over time, and borrow again as needed.
Funding
Loan amount: Range from $5,000 to $10,000,000
Understanding your funding options is key to keeping your business running smoothly. Whether you need flexible access to capital or help covering a large expense, we offer a range of solutions to meet your needs. Lines of credit provide ongoing access to funds—you borrow what you need, when you need it, and only pay interest on the amount you use. They're ideal for managing cash flow or covering short-term gaps, with interest rates typically ranging from 7% to 25%. Credit cards offer a convenient way to cover everyday business expenses, and many come with 0% introductory interest rates for 12 to 24 months, making them a smart choice for short-term financing if paid off during the promo period. After that, rates usually range from 15% to 30% APR. Installment loans give you a lump sum with fixed payments over time, perfect for larger purchases like equipment or expansion projects, with interest rates generally between 6% and 36%. Our approval process goes beyond just your credit score—we also consider your business revenue, cash flow, and financial history, making funding more accessible to a wider range of businesses.
FAQS
How much can I borrow?
The loan amount varies by lender and state regulations but typically ranges from $5,000 to $10,000,000. Many lenders offer smaller sums like $5,000 or $20,000 for first-time borrowers or those with limited income and business credit.
What do I need to qualify for a loan?
While requirements can vary, most lenders require at least 6 months in operation; traditional banks may require 2+ years.
How long does it take?
Depending on the type of loan, it could take anywhere from 48 hours to 30 days